2/1/2024 0 Comments Equifax freeze lift online![]() ![]() If you want to keep it active on your credit reports, you'll need to renew it after that time. Once you place an alert with one of the bureaus, that bureau will send your request to the other two.įraud alerts can be placed on your credit reports for free, and there are two different types:Īn initial (one-year) fraud alert can be placed if you believe you are or may become a victim of fraud or identity theft. You may contact any of the three nationwide credit bureaus - Equifax, Experian and TransUnion - to request a fraud alert. Think of it as a “red flag” that makes companies take steps to verify your identity before extending credit in your name. What is a Fraud Alert?Ī fraud alert is a notice that is placed on your credit reports that alerts credit card companies and others who may extend you credit that you may have been a victim of fraud, including identity theft. When it comes to your credit, you may hear terms like “fraud alert,” “security freeze,” and “credit report lock.” While each one is designed to help you better protect your personal information, they do so in different ways.
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